Template:

Superimpose:

1. Open the template as your background then open one of your pictures as the foreground. Go to transform and make the filter screen. Make sure the picture isn't showing on the other ripped side. Merge when finished. Do the exact same thing with the second picture merge and save!

Picsart:
1. open the template in picsart and then go to draw. Add your photo and then make the filter screen. Move it to were you'd like.

2. Open a new tab and then do the exact same thing you did to the first picture. Apply and then save.

Add your text and your done!